Fha Dti Limits 2024. To meet the dti ratio requirements for an fha loan, your combined monthly debt payments, including your mortgage, shouldn’t. The standard fha guidelines allow for a dti of 43%, however much higher ratios of up to 56.9% are allowed with compensating factors.

Fha guidelines call for borrowers to have a dti ratio of 43% or less. To meet the dti ratio requirements for an fha loan, your combined monthly debt payments, including your mortgage, shouldn’t.